X World Wallet: Visa Card 1.11.0

Welcome to the X World Wallet, a new mobile banking solution that offers a convenient and valuable way to manage your money. With its combination of payment options, loyalty rewards, and currency exchange capabilities, the X World Wallet is a must-have for those seeking a seamless financial experience.

Customers rave about the X World Wallet, praising its flexibility and user-friendly features. One satisfied customer states, "Better than my bank. I really like how X lets me decide when to cash in my points and when I do allow me to use them everywhere my cards work."

Another customer highlights the account's efficiency, stating, "Solid features, amazing value. I was able to set up a bank account in less than 3 minutes. The ability to move across currencies without any fees or minimums is simply not possible with other bank accounts."

For frequent international travelers, the X World Wallet proves to be an invaluable tool. One user explains, "Bright idea for international travelers. I used to exchange local currency at the airport. This app saved me money on transaction fees and gave me a better rate compared to the currency exchange at the airport."

The X World Wallet is a multi-currency digital money account that automatically comes with a Visa debit card. This card can be easily reloaded from your bank accounts and allows you to earn points at Visa merchants worldwide and more.

Worldwide Acceptance

• Your X World Wallet Visa card is accepted everywhere, including online merchants and ATMs globally.
• In addition to using your X card in stores, you can also add it to your wallet on ApplePay, Google Pay, and Samsung Pay for tap n’ go purchases.
• Your X Wallet also comes with a virtual debit card that allows you to shop online at merchants you may not feel comfortable using your physical card with.

Spend and Earn Points for Cash Rewards

X rewards you everywhere you go, at home or abroad, giving you the freedom to spend your earned points wherever X cards are accepted. Enjoy X Points on daily purchases, travel bookings, referrals, and more.

• Earn 3X Points on Dining, Entertainment, and Charitable Contribution Transactions.
• Earn 2X Points on Airlines and Hotel Purchases, Monthly Subscription Services, and at Select E-Commerce Sites and Rideshare Services such as Walmart.Com, Target.Com, Amazon.Com, Uber, DoorDash, Hulu, Netflix, Spotify, and many others.
• Earn 1X Points on All Other Qualifying* Everyday Purchases.

Real-Time Foreign Currency Exchange

Using the X Wallet app allows you to lock in foreign exchange rates before you travel, preventing you from paying higher rates at the point of sale. Once you load your X Wallet with your home currency, you can exchange money into the following foreign currencies: USD, Euro, Great British Pound, Mexican Peso, and Canadian Dollar.

* Please refer to the X World Club Membership Agreement for definitions and earn rates for Qualifying Purchases within various categories such as Dining, Entertainment, Charitable Contributions, Airlines, Hotels, Select E-Commerce Sites, Select Rideshare & Delivery Services, and Select Online Subscription Services. The earn rate is based on each US Dollar (or its equivalent) spent on such Qualifying Purchases.